T-BILL STRATEGY

We hope this message finds you well. As you know, we implemented a treasury bill strategy due to concerns surrounding the presidential election and very favorable interest rates. Now that the election has concluded, we are ready to begin transitioning your T-bill money back into the market.

We will do this gradually through a dollar-cost averaging approach over the next four months. Specifically, we will reinvest 25% of your treasury bill funds in November, 25% in December, 25% in January, and the final 25% in February. Your funds will be allocated to a balanced portfolio, similar to your previous investment strategy, as we want to remain cautious during this transition and ensure the peaceful transfer of power following the inauguration.

This process will begin in November. If you have any questions or would like to discuss this further, please feel free to give us a call!

Thank you for your continued trust. Looking forward to a fantastic 2025!




Scott & Angela Winstead
Founders | Retirement Specialists